A tale of two bills: Finding savings in your monthly expenses

Recently I was looking through my budget looking for things I could cut to add a little bit more margin. There were two things I identified. Tale 1: Our daily newspaper delivery We get one of the local newspapers delivered to our home each day. When I first signed up for the service a few […]

What is the most important question you can ask? Part 2

Last week in part 1 of this series I introduced you to Andy Stanley’s book, Ask It: The Question That Will Revolutionize How You Make Decisions. The book talks about the most important question to ask before making any decision. That question is not is it the right thing to do. The question is “Is […]

What is the most important question you can ask? Part 1

I recently read Ask It: The Question That Will Revolutionize How You Make Decisions by Andy Stanley. In it Stanley discusses what is the most important question you can ask before making any decision. The answer might surprise you. I highly recommend this book as I truly believe it could be life changing. The most […]

Use PolicyGenius.com to get free life insurance quotes

Do you have family members that depend on you for their daily welfare? Would your spouse be able to continue to make your house payment if something happened to you? What about your kid’s college or other special things you might want to support? Most of us don’t really like to think about those questions, […]

Working for a purpose not a payment

It’s no secret that I am a big Dave Ramsey fan. Following the baby steps Dave promotes allowed us to finally pay off all of our debts except our mortgage (still working on that one) a few years ago. It was a life changing experience, especially since I was laid off from my job of […]

4 Hidden benefits of having an emergency fund

Almost all financial advisers will tell you that one of the first steps toward financial freedom is building an emergency fund. This isn’t really a mystery. We all know the benefits of having some emergency savings to help us get through the bumps in life that we all face. Things break and have to be […]

5 questions to ask in a “Keeping up with the Joneses” world

The spirit of envy can destroy; it can never build. – Margaret Thatcher I believe the lack of contentment is one of the prime factors that prevents people from ever building long-term wealth. The need to “keep up with the Joneses” is a sure way to mediocrity because there is never an end. The finish […]

An important financial lesson from the racing world

While I am not a huge racing junky, I do enjoy watching an occasional NASCAR or Indy car race. This weekend many of us will take some time to watch drivers traveling almost 230 MPH make their way around the Indianapolis Motor Speedway for the Indy 500. It is a Memorial Day tradition. The skill […]