This week we are starting our 11th Financial Peace University Class. One of the thing that always excites me in leading FPU is when I have young people in the class. It’s a great class for anyone, but especially for young people just getting started out. The principles work for anyone, but they are so […]
Almost no one would say they don’t really care about making progress financially. “Sure some people might want to be better off a month from now or a year or 5 years from now. That’s fine for them. Me, I just like limping along with my mediocre paycheck to paycheck life”. Who would say that? […]
Failure is not a single, cataclysmic event. You don’t fail overnight. Instead, failure is a few errors in judgement, repeated every day.Jim Rohn Heard this quote recently and I think it is so true. Very seldom do we find ourselves in a difficult position financially overnight. Occasionally a disaster or major health issue might leave […]
Change is hard. Is there anyone that disagrees with this? I suspect most of us have had one of those Dr. Phil moments at one time or another. You know where he says, “So how is that working for you?” Truth is we know in our heart that what we are doing isn’t working out […]
Is it ever a good idea to rent as opposed to buying a home? Isn’t renting kind of like just throwing your money away? Here are 7 good reasons why sometimes it’s ok to rent at least for a little while. 1. Rental expenses are much more predictable. You know what your rental expenses will be […]
A June Consumer Reports article reported that 16 million households in the US experienced some form of identity theft last year. There are about 115 million households in the US so that means about 1 in 7. That number is up over 50% in the last year. Of those 16 million identity thefts, 7.4 million were […]
Hope you won’t mind me taking a quick break on this Memorial Day from the normal financial discussions to remember those who have sacrificed and given their lives so we could enjoy the freedoms we have. I came across this essay a few years back and I think it states it very eloquently. Say thanks to a […]
Interesting in many cases behavior that was considered wise in the 1700’s is just as wise still today. There is a little book called The Way to Wealthwhich was written by Benjamin Franklin. It was originally published in 1758 as a preface to Franklin’s Poor Richard’s Almanac. The setting is an auction that is about […]
It’s not that some people have willpower and some don’t. It’s that some people are ready to change and others are not. – James Gordon, M.D. I am convinced that we will never truly change until we reach the point of being so tired of our existing circumstances that we choose to live a different […]
Came across this one today. Haven’t seen it for a while but it’s a classic. Here’s a little humor to kick off the weekend. http://www.hulu.com/watch/1389/saturday-night-live-dont-buy-stuff