Why the “secret” to financial success isn’t really a secret

I apologize but it is time for me to rant just a little. Bear with me. I love books. In fact I probably already have enough unread books I have purchased to keep me reading for the next 10-15 years. I admit that my book addiction might be just a little bit of a sickness. […]

4 Hidden benefits of having an emergency fund

Almost all financial advisers will tell you that one of the first steps toward financial freedom is building an emergency fund. This isn’t really a mystery. We all know the benefits of having some emergency savings to help us get through the bumps in life that we all face. Things break and have to be […]

The real secret to building wealth

If you watch late night cable you’ll find a lot of infomercials that promise they have the secret to building wealth. Google the secret to building wealth and you’ll find thousands of entries. Many people think there is a some secret that only the wealthy know. So how does one really become wealthy? 1. You […]

5 Financial lessons from Mr. Spock

As a  long time Trekker, I was saddened last week by the death of Leonard Nimoy. So in honor of Mr. Spock, here are a few of his more famous quotes from the series, with a little financial twist to each one. “After a time, you may find that having is not so pleasing a thing […]

21 financial quotes from our past Presidents

In honor of President’s Day which we celebrate this week in America, here are 21 quotes from some of our former Presidents, on money, debt, work, and success. All the perplexities, confusion and distress in America arise, not from defects in their Constitution or Confederation, not from want of honor or virtue, so much as […]

Why our New Year’s Resolutions often fail and what to do about it

The end of an old year and the start of a new year just naturally leads us to be a little more reflective. That’s why so many of us make New Year’s Resolutions. We look back at the past year. Determine areas of our lives that we wish were better and resolve to change in […]

7 tips to save money while Christmas shopping this year

Believe it or not, as of Thursday it will be six weeks until Christmas day! The question is are you a procrastinator who will be fighting the last second crowds and desperately shopping on Christmas Eve? Or are you one of those ultra organized people who had everything bought and wrapped back in July? Chances […]

How to find proper balance in our finances

In a very general sense, there are really only three things that you can do with money: Spend It Save It Give It If you are handling money in a healthy way, you should be doing at least a little bit of each of these. The problem occurs when we lack balance in our finances […]