Making sure you get your pronouns correct when you get married

Marriage is a wonderful thing. Making the adjustment to being married, particularly if you have been single for a while can be a challenge though. When you are single, you become accustomed to coming and going when and where you want, doing what you want, buying what you want, etc. After you say I do, […]

5 questions to ask in a “Keeping up with the Joneses” world

The spirit of envy can destroy; it can never build. – Margaret Thatcher I believe the lack of contentment is one of the prime factors that prevents people from ever building long-term wealth. The need to “keep up with the Joneses” is a sure way to mediocrity because there is never an end. The finish […]

Love your family through the major events of life

Marriage and divorce. The birth of a new child or the death of a loved one. Starting a new job or perhaps losing one. Buying a new home. These are major life events that can significantly change our lives. Many of these events also can have financial implications, but whether it is through the joy […]

If you died today, would your spouse be able to carry on tomorrow?

There is an old saying that nothing is certain except for death and taxes. Neither of those are topics that we get very excited about. But the truth is all of us someday are going to breathe our last here on earth. I hope that day for me is years down the road. I think […]

6 Great gift ideas for the graduate

May and June means we are entering graduation season as young people are completing one phase of their life and moving on to a new and exciting chapter. I believe one of the most important keys to having a successful life is to commit to being a life long learner. Your need for education doesn’t […]

The discussion you MUST have with your fiance before getting married

A recent study by the National Foundation for Credit Counseling showed that more than two-thirds of engaged couples were reluctant to discuss financial matters with their fiance prior to marriage. The actual question asked was: If I were getting married, I think that discussing money with my fiance would… Be a necessary, but awkward, conversation […]

3 reasons you should never transfer assets until after death

It is a common scenario. Your parents are retired. Perhaps their health is starting to fade a bit, and they know they have more years behind them than they have ahead of them. So they decide in order to make life easier they will transfer ownership of their home or perhaps some of their investments […]

5 questions you need to answer before loaning money to a family member

Many of us at one time or another have been asked by a friend or a family member if they can borrow some money. This can put us in a difficult situation. We want to help, but we have heard the stories of loans gone bad. What to do? Do you understand how it will […]