Marriage is a wonderful thing. Making the adjustment to being married, particularly if you have been single for a while can be a challenge though. When you are single, you become accustomed to coming and going when and where you want, doing what you want, buying what you want, etc. After you say I do, […]
The spirit of envy can destroy; it can never build. – Margaret Thatcher I believe the lack of contentment is one of the prime factors that prevents people from ever building long-term wealth. The need to “keep up with the Joneses” is a sure way to mediocrity because there is never an end. The finish […]
Marriage and divorce. The birth of a new child or the death of a loved one. Starting a new job or perhaps losing one. Buying a new home. These are major life events that can significantly change our lives. Many of these events also can have financial implications, but whether it is through the joy […]
There is an old saying that nothing is certain except for death and taxes. Neither of those are topics that we get very excited about. But the truth is all of us someday are going to breathe our last here on earth. I hope that day for me is years down the road. I think […]
May and June means we are entering graduation season as young people are completing one phase of their life and moving on to a new and exciting chapter. I believe one of the most important keys to having a successful life is to commit to being a life long learner. Your need for education doesn’t […]
No man is so foolish but he may sometimes give another good counsel, and no man so wise that he may not easily err if he takes no other counsel than his own. He that is taught only by himself has a fool for a master. – Hunter S. Thompson Many years ago after a […]
A recent study by the National Foundation for Credit Counseling showed that more than two-thirds of engaged couples were reluctant to discuss financial matters with their fiance prior to marriage. The actual question asked was: If I were getting married, I think that discussing money with my fiance would… Be a necessary, but awkward, conversation […]
It is a common scenario. Your parents are retired. Perhaps their health is starting to fade a bit, and they know they have more years behind them than they have ahead of them. So they decide in order to make life easier they will transfer ownership of their home or perhaps some of their investments […]
Many of us at one time or another have been asked by a friend or a family member if they can borrow some money. This can put us in a difficult situation. We want to help, but we have heard the stories of loans gone bad. What to do? Do you understand how it will […]
This Friday is Valentine’s Day. It’s a day to show our love to those that are most dear to us. But what if funds are tight? How do you balance the desire to do something nice for your loved one with the practical need to pay off debt or put food on the table? If […]