You are permitted to get a free copy of your credit report at least once a year. 79% of all credit reports contain errors of some kind and 25% contain errors of a significant enough nature that they could result in your being denied credit. If your credit report contains inaccurate information, you are entitled […]
Most insurance companies no longer offer guaranteed replacement cost on your home owners insurance. The down side of this is it places the responsibility back on you to make sure you have sufficient coverage. You don’t want to have a fire or other disaster and find out that policy that you signed up for 10 […]
This is an old one but is tried and true. The principle is to have your savings setup on an autodraft basis. Workplace retirement accounts like 401k’s are great for this. If your paycheck is direct deposited into your account, most banks will allow you designate a portion of it that is automatically transferred to a savings […]
Came across this post from another Christian Finance blog. Great list of scriptures on money and finances. I’ll be talking about many of these in later posts, but this is an excellent list to bookmark and return to again and again when you want to see what the Bible has to say about various issues. […]
Don’t rush on major purchases. Define what constitutes a major purchase in your budget. I would say in general anything more than $100-$200 would qualify as a major purchase, but you decide what that number is for you. Make a committment that you will not make any purchase over that amount without at least sleeping on […]