Have you ever purchased something only to realize a few days later that you made a really dumb decision? I think we can all admit that we have made purchases that we regret whether because the item didn’t last like we thought it would, we realized we didn’t get a very good deal, or we […]
The spirit of envy can destroy; it can never build. – Margaret Thatcher I believe the lack of contentment is one of the prime factors that prevents people from ever building long-term wealth. The need to “keep up with the Joneses” is a sure way to mediocrity because there is never an end. The finish […]
I believe one of the things that keeps many people from ever really making significant progress financially is car payments. According to a CNBC report the average new car payment in 2014 was $471. Add to that the fact that many households have not one but two cars with payments sitting in the driveway, it […]
I love to read. In fact I have joked that my house might collapse if all of the books were suddenly removed as all of the overloaded bookshelves stacked to the ceiling might be what is supporting my home. A few years ago I discovered the wonders of Amazon and e-books. While I don’t have […]
As a long time Trekker, I was saddened last week by the death of Leonard Nimoy. So in honor of Mr. Spock, here are a few of his more famous quotes from the series, with a little financial twist to each one. “After a time, you may find that having is not so pleasing a thing […]
Believe it or not, as of Thursday it will be six weeks until Christmas day! The question is are you a procrastinator who will be fighting the last second crowds and desperately shopping on Christmas Eve? Or are you one of those ultra organized people who had everything bought and wrapped back in July? Chances […]
Have you ever bought something and then the next day wondered what in the world you were thinking? While we may be able to exercise willpower in most circumstances, will power has limits. There are definitely times when our willpower is not nearly as strong. Learn to recognize the circumstances that drain your willpower, and […]
In a very general sense, there are really only three things that you can do with money: Spend It Save It Give It If you are handling money in a healthy way, you should be doing at least a little bit of each of these. The problem occurs when we lack balance in our finances […]
One of my fond memories from growing up was eating at my grandmother’s house. She made the best homemade noodles and homemade bread I have ever had. She was one of those cooks who made things by simply tossing in a little of this and a little of that and intuitively just knew what to […]
OK. Quick show of hands. How many of you received a gift card from someone this Christmas? My lenses are a little foggy, but I’m guessing most of you raised your hands. USA Today reported recently that gift card purchases were expected to reach an all-time high of just under 30 billion dollars this year. […]