Do you have family members that depend on you for their daily welfare? Would your spouse be able to continue to make your house payment if something happened to you? What about your kid’s college or other special things you might want to support? Most of us don’t really like to think about those questions, […]
Marriage and divorce. The birth of a new child or the death of a loved one. Starting a new job or perhaps losing one. Buying a new home. These are major life events that can significantly change our lives. Many of these events also can have financial implications, but whether it is through the joy […]
Insurance is a key part of your financial plan, and yet it is something we often neglect. I think there are a couple of reasons for this. First, insurance is often expensive and it is one of the only things that we buy that we hope we never use. Second, and maybe even more important, […]
Insurance is one of those rare things we buy that we hope we will never use. As a result, it is easy to kind of set it and forget it. There are three reasons you need to review your insurance at least one a year. 1. Your coverage needs may have changed. We buy the […]
I just heard this past week that January was Financial Wellness month. That’s not surprising since this is the month of New Year’s Resolutions. While January may be nearly over, this is still a good time to consider your overall financial well-being. Dust off the budget Are you doing a regular monthly budget that is […]
Terrorism. It’s a word that evokes strong emotions, particularly in the years since September 11. The dangerous thing about strong emotions is they can make us act irrationally at times. The effect of emotions I recently read about a study done by a group of economists from Penn State, Temple, and the University of Pennsylvania. […]
Much has been written and said about Obamacare over the last couple years. Regardless of whether you think it is good legislation or bad, October 1 marked a milestone in the implementation of the new healthcare law. The Obamacare legislation is being enacted through several phases. A big one is taking place right now through […]
Insurance can be a complicated topic and it is very easy to become lost in the myriad of choices. Life, home owners, renters, auto, health, disability, cancer, accidental death, extended warranties, credit card protection, mortgage repayment, long-term disability…. The list goes on and on. How does one even know what insurance you should have? What […]
Insurance is one of those things that we pay for that we hope we never use. This is probably no more true than when it comes to life insurance. Cashing in that life insurance policy means someone we love dearly is gone. At the same time life insurance is a very important part of your […]
If you are a renter what would you do if a fire or other disaster destroyed all your belongings? What if you were forced to find another place to live for a few weeks while repairs were being made? What if a repairman slipped and fell, was seriously injured and chose to sue you? The […]