Category Archives: Baby Steps

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Where to get started with Dave Ramsey

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I have made frequent references to Dave Ramsey and the 7 Baby Steps in these posts. I’m a huge fan of Dave Ramsey. The things he teaches dramatically changed our lives from a financial standpoint. There are no magical silver bullets. What Dave teaches is basic common sense for the most part. In fact, I […]

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How to sleep like a baby when the storm winds are blowing

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Earlier we have talked about the first 2 of Dave Ramsey’s baby steps. Baby Step 1 is as quickly as possible save $1,000 starter emergency fund. It is necessary to break the cycle to always turning to debt to solve your problems. While $1,000 won’t cover every potential emergency you might face, it will cover most of […]