Here are some articles that caught my eye this week…
One of the hardest parts of getting out of debt is simply staying motivated for the long haul. Consider this: If you are currently in debt, how long did it take you to accumulate those debts? I’m guessing it was more than a couple of months. So by the same token you probably won’t be able to get those debts paid off in a couple of months either. The key is to hold on to those dreams of what you could do if you didn’t have those debt payments each month. Let those dreams help keep you on track.
There use to be an old commercial for a popular car care place that had the slogan “Pay me now, or pay me later”. Unfortunately, that is often true when it comes to car repairs. A little vigilance and some preventative maintenance can often save you a very expensive repair later on.
While I have to admit smartphones can be pretty handy, if you aren’t careful they can also take a serious bite out of your monthly income. With just a little bit of effort though, you might be able to cut that bill significantly while still enjoying the benefits of a smart phone.
Be careful where you find your financial advice, particularly when it comes to the news. Just be aware that bad news keeps people watching. While there are a lot of smart people out there trying to make financial predictions, no one has a perfect crystal ball. While the sensational may create better ratings for the evening news, these analyst predictions are wrong as often as they are right. It is much wiser to make your financial decisions based on sound financial principles that have stood the test of time, and once you have made those commitments to stick with them. Those who are in it for the long haul will usually succeed. Those who jump in and out depending on the latest rumors and predictions are almost certain to lose their shirts.
While I know there are many people who look forward to the colder temperatures and the snow that comes with winter, I could definitely do without it. I’d be happy for an inch of snow on Christmas Eve to make those white Christmas folks happy and then on December 26 have a return to 70 degrees. But I know winter is coming regardless of whether I am a fan or not. Taking the time to make some simple preparations might save you big problems when the colder temperatures hit.
Good tips if you are looking for a job.