Here are some articles that caught my eye this week….
There are some fun, easy, useful calculators here regardless of your age.
While I don’t know that it is necessary or even wise for your children to know every detail about your finances, I do agree that it important for parents to be transparent in an age appropriate way. I think many adults today struggle with their finances in part at least because their parents did not teach them good financial principles, or in some cases, any financial principles. Taking the time to model good behaviors where you can, finding teachable moments, sharing mistakes and the lessons you learned, and answering their questions will go a long ways to helping them be prepared to make sound choices when they become adults.
I agree that sending a written thank you note is a great way to distinguish yourself. In our digital age, so few people send handwritten notes, so this is a good way to bring your name back to their mind after your interview. This is especially true if you can personalize each note to something specific you discussed with that interviewer.
Good case study. Medical bills can be extremely confusing. You might think a trip to your local emergency room would result in one bill, but that isn’t the case. You might get a bill from 5-10 different service providers depending on the nature of your visit. What is valid? What is not? Are there mistakes? Could be. It happens. But tracking them down can be difficult and time consuming. You want to pay for legitimate services rendered, but at the same time you don’t need to pay more if there are errors. I think the keys are first pay attention. Keep your bills. Read your bills as best as you can. If you find something that you don’t understand or that doesn’t seem correct, don’t hesitate to call and ask for an explanation. And lastly, as the author said, always, always, always, be kind and courteous. I know these things can be frustrating, but you will get much farther with kindness than with belligerence.
I agree with Jason that the answer to this oft debated question lies somewhere in the middle. On the one hand wealth can easily become our “god” as we learn to trust it for our provision and protection instead of our Heavenly Father. This is the great danger of wealth. But on the other hand, wealth can be used properly to do much good. I have often heard Dave Ramsey say broke people can’t feed starving children. I think that is very truth. The bottom line is wealth is amoral. It can be used for good or bad purposes. The more wealth we have the greater responsibility we have to use it in a way that honors our Heavenly Father.
Need to get that starter emergency fund created? Budget a little short this month? Here are some ideas to start saving.