Best of the week – January 12, 2013

Here are some articles that caught my eye this week:

10 Ways to Fight Back Your $1,000 Payroll Tax Hike

I wrote earlier this week about the need to have a plan for the coming hike in payroll taxes. It’s not really an increase as we are just going back to what the rate used to be before the temporary reduction, but for most of us it will feel like a tax increase since we have gotten used to having that extra 2% in our pay. Here are 10 ways you can save money to make up that deficit. If you don’t have a plan chances are you’ll just find yourself deeper in debt.

Just Got A $5,000 (or $10,000 or $20,000) Bonus At Work, What Should I Do With It?

Will you be getting a bonus as a part of your salary this year? What do you plan to do with it? If you don’t have a plan you’ll find it gone before you know it.

10 things you’ll pay more for in 2013

One thing we can pretty well count on. Prices go up not down.

Newlyweds Beware! 5 Factors that Will Ruin Your First Joint Tax Return

Some things you may not have thought of if you are recently married.

14 Money heroes: Their best financial advice

A lot of wisdom to be found in these 14 tips.

Affordable Nursing Home Alternatives

As our population ages, more and more of us may be faced with a loved one with failing health. Here are some alternatives to consider if staying at home is becoming difficult but you don’t want to turn to a nursing home.

Questions to ask your financial adviser for 2013

The most obvious way to fail to reach your long-term goals is to have no plan. The next best way to fail is to just put something in place and never revisit it. Never make adjustments. It’s a very good idea to meet with your financial adviser at least once a year to review where you stand and make adjustments if necessary. If you don’t have a financial advisor a great place to start is Dave Ramsey’s Endorsed Local Providers. The adviser in my area is excellent.

 

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