Some articles that caught my eye this week…
One of the fall outs of fiscal cliff debate is a delay in filing our taxes. No change in the April deadline, but if you are expecting a refund and planned to file early you might be delayed a bit. While the IRS did start accepting returns this week, many companies are scrambling to get W-2’s out since processing was delayed waiting for the finalization of the tax rules.
There are many parallels between what it takes to succeed on the gridiron and what it takes to succeed financially.
It is almost never a good idea to co-sign a loan. There is a reason that a bank requires a co-signer. It’s because they have determined that the person is unlikely to be able to re-pay the loan and banks have a lot more experience in judging loans than we do. Once you have co-signed it is very difficult to get yourself removed from the loan.
I believe far more often it is the little everyday decisions that we make that damage our financial well-being and keep us from ever getting ahead. It is the daily trickle of money that drips away. While it is important to still enjoy life on a daily basis, don’t let those little decisions that may give you temporary happiness chip away the ability to accomplish the long-term bigger goals that will really make a difference in your life.
Solid advice if you are unemployed or if you are looking to improve your job situation in 2013.
Life gets so busy for many of us that we sometimes let things slide that shouldn’t. There are basic inexpensive maintenance activities though that we need to be doing on our vehicles. Skip enough of these simple activities and you’ll find yourself stranded with a very large repair bill some day.