As you might have guessed if you have been reading here very long, I am a big fan of Dave Ramsey. Our family followed Dave’s plan a few years ago and were able to pay off over $40,000 in debt in just a little over 2 and a half years. That has made a huge difference in our lives and is largely the inspiration for why I decided to start this site.
In addition to The Total Money Makeover book, Dave also has a daily radio show that airs across the nation between 1:00 and 4:00 pm central time. I often get asked by people how they can listen to Dave’s show. There are several options.
UPDATE: The new Dave Ramsey streaming video channel
About a month ago Dave’s organization launched a new streaming video channel. You can now watch the show live each day between 1:00 and 4:00 pm central time. If you are unable to catch the show live, the previous show repeats continuously until the next day’s show starts. If you have an iOS device there is a new Dave Ramsey Show app that you can download from Apple App Store to view the program. If you are an Android or a PC user you can simply stream the show directly from daveramsey.com. You can read my full review at: How can I watch the Dave Ramsey show.
Dave’s show is syndicated to stations across the country. The most obvious way is to find a station in your area to listen to him. You can get a list of stations near you that carry the program by going to http://www.daveramsey.com/radio/find-a-station/. Enter your e-mail and your zip code and in a few minutes you will get an e-mail with a list of stations in your area that carry the program.
So what if you don’t have any good stations local to your area? That is actually true for me as the station where I first started listening to Dave has changed programming and no longer carries the show. Well, the good news is there are several more options.
If you have online access with a decent internet connection during the time when the show is live, you can simply go to http://www.daveramsey.com/category/show/ and listen to the show live streaming feed.
OK. That’s great but I’m working then so I can’t listen live on the radio or the web site. Never fear there are still other options for listening to the show.
The Dave Ramsey Channel on iHeartRadio
This is a fairly new option but pretty nice particularly if you have a smart phone or an iPad. There is a free app called iHeartRadio. It is available for Apple and Android and I believe Blackberry as well. There are thousands of radio stations in a variety of formats there that you can listen to. Dave’s team has also created a Dave Ramsey channel there. It basically plays the previous day’s program on a continuous loop so you can listen anytime you want. Just search your respective app store for iHeartRadio. Download it and then from within the app search for Dave Ramsey.
The Dave Ramsey Show podcast
This is actually the way I have listened to the show for several years. If you search iTunes you will find a Dave Ramsey show podcast that is free for download. The podcast only gives one hour of the show but it is relatively commercial free so it is usually about a 40 minute program. I download it everyday and listen to Dave on my morning commute.
Lastly, if you are a member of Dave’s online MyTotalMoneyMakeover community, one of the perks offered is an archive where you can download and listen to all 3 hours of Daves program commercial free. The other options I mentioned are free but there is a fee for being a member of TheTotalMoneyMakeover site. There are forums and various tools available for the members. I certainly wouldn’t join the site simply to listen to the show, but if you want to sign up for the other benefits then this is a nice added benefit.
So why listen?
What is the benefit to listening every day? There are a couple important ones, I believe.
The biggest reason is encouragement. If you are working your way out of debt, I don’t need to tell you it is hard. Sacrificing is never easy even when you have a clear-cut goal. It is very easy to get discouraged and give up.
When we were working our way through our debts one of the things that really helped me to hang in there were the debt free calls. People call into the show after completing their debt snowball, tell their story, and get to yell “I’M DEBT FREE”. Of course, some of the stories are someone who paid off $50,000 in debt but they had a $250,000 income and you think, “sure, if I made that much money I could be debt free too.” But then you get the call from the single mom making $25,000 and she just finished paying off $18,000 and you think “Wow! If she can do it I can too.”
Another benefit of listening is you get a great education in finance. You won’t agree with everything Dave says. I’m a big fan and I don’t always agree 100% with all of his answers. But, the things he teaches have helped thousands of people get back on their feet financially. If you listen long enough you’ll learn what you need to know to do it too.
Lastly, Dave is just entertaining. It’s far from a dry talk about money.
Check it out
If you haven’t listened to The Dave Ramsey Show before, I encourage you to check it out. I think you’ll find it inspiring.